Just Eat Delivery Insurance

No. The exclusion applies from the first paid delivery, not after some number of them. A claim made during any shift would not be answered, however occasional the work is.

It does, because it gives you an accurate hours figure. Most delivery workers estimate their week badly, and a quote built on a guess is the kind that unravels at renewal or at claim stage.

Usually yes, subject to the contract you have signed. Tell the insurer, because two platforms in one evening means a longer shift and often a wider area than booked slots alone suggest.

Then their policy is likely to be the one that matters, but confirm it in writing. The excess and any personal liability can still land on the driver, which is worth knowing before something happens rather than after.

Yes, and it is common where the delivery area is spread out. It is rated as car courier work, with mileage and parking counting for more than they would on a moped.

It is worth having. Steps, hallways and communal doors are where the awkward claims start, and that exposure has nothing to do with how you drive or ride.

Where social and domestic use has been added. It is usual on a courier policy but not automatic, so confirm it rather than assuming cover follows you off shift.

No. Carrying goods for payment is excluded, so the policy would not answer a claim made on a job. It is the single most common and most expensive misunderstanding in delivery work.

It is not. Goods in transit is a separate cover responding to the parcels, and without it a stolen load is your own cost to make good.

Where social use has been included, which is usual but not universal. Ask directly, because a quote written for delivery alone leaves your own driving out.

They are rated rather than automatically refused, and specialist brokers deal with them routinely. What causes real problems is failing to mention one and having it surface after a claim.

A replacement vehicle section or loss of earnings cover. Neither is standard, and for a courier whose income stops with the vehicle they are usually worth more than a small saving on the premium.

Because that is where the vehicle spends most of its life, and a delivery van is a known target. Describe the actual arrangement rather than calling a street a driveway.

Yes, and shared rounds are normal. Each driver is rated separately, so adding a newly qualified one will move the price more than adding an experienced driver.

It does. Multi-drop parcels, food delivery and longer freight runs produce different stop counts and different load values, and insurers price the pattern rather than the job title.